As a credit manager, do you find yourself manually reviewing accounts, getting overwhelmed by requests and holds, and getting blindsided by unforeseen account risk? What if you could get a big-picture view of your accounts' performance? Over time, credit risk can creep into a customer base, causing bad debt to pile up and consuming extra resources to follow-up with slow-paying or no-paying customers. At the same time, you might be leaving money on the table if your policy is too strict. Modern credit leaders are turning to portfolio management to manage their credit risk – and spot growth opportunities. Portfolio management is the proactive, strategic practice of managing and monitoring your existing customer account base to understand the impact of your credit policy - whether you have 500; 5,000; or 500,000 accounts. Portfolio management offers many benefits – strategic use of collections resources, streamlined engagement with sales, improved regulatory compliance and reporting, better understanding of corporate family exposure, and visibility into new accounts. This level of insight enables certain trends to emerge, providing opportunities to adjust your current credit and collections policies. There are several tools to make portfolio management both efficient and effective including predictive analytics, alerts, and dashboards. Predictive analytics help you spot future risks to prioritize reviewing potential high-risk customers, as well as those with additional spend capacity. Alerts proactively inform you of changes in your customer base that may affect risk levels. So you can know about critical changes before it's too late. And dashboards allow you to segment customers by data elements such as business size, industry, or location to see the profile of your best customers. When you're being asked to do more with less, portfolio management can help you get more time in your day to focus on the things that matter. Learn more about our Portfolio Management Products here: https://www.dnb.com/products/finance-credit-risk/dnb-credit-advantage.html