Study Loan For India | Apply Student Education Loan Online

Don't let financial burden stop you from fulfilling
your desire to study in your dream college.

Why Study In India?

India is land of diverse cultures, traditions and languages. Its unique and well recognized education system makes it a must choice for many students. There are many places for students to explore while studying which makes it a great experience for them. It has a wide variety of courses in many fields like Computer, Philosophy and Politics. India's higher education system has 575 university-level institutions for students to select from.

A Large Pool Of Opportunities

High Acceptance Rate

Passage for The Latest Technology

Cultural Diversity

We are here
to ease your
loan process

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Faster processing time

Easy Apply

Less Paperwork

Multiple Lending Partners

Education Loan Options

Rate of Interest	Loan Amount Available	Collateral	Processing Fee
12% to 16% p.a.	Rs.40 lakh	Loan With & Without Collateral Available + Moratorium period	2 % of Loan Amount + GST
12% - 16% p.a.	Rs.1 crore (With Collateral) Rs. 40 Lakhs (Without Collateral)	Loan With & Without Collateral Available + Moratorium period	1% to 1.25% + GST
14% to 16% p.a.	7 Lakh	With Collateral - Without Moratorium	4% + GST
8% to 12% p.a.	7 Lakh	With Collateral - Without Moratorium	4% + GST
12% Flat	2 Lakh	Without Collateral - 10 Months Repayment	Up To - 5% + GST

*Terms & Conditions Applicable

*Processing Fee Dependent On Bank/NBFC

Testimonials

Neetu tells that Empower Youth is the genuine company and with easy and simple steps, anybody can apply for the education loan . Her brother and sister had applied for the loan and they got the loan within 5 to 7 days without any hassle. She says that Empower Youth was very supportive throughout and updated her daily about the latest developments in the online loan application process.
She thanks Empower Youth for putting in so much effort. She recommends everyone should contact Empower Youth for education loans.

Ms. Neetu
Student

Neetu from Jalandhar shared her experience as she took an education loan for her brother and sister from empower youth. She appreciates how genuine our company is and how simple the steps are to get an education loan from empower youth. Moreover, she mentions that the loan approval to disbursement process took only 5-7 days, which is less than a week. In addition, her EMI is for three years at a very affordable rate. One of the biggest things she likes about Empower Youth is the interest-free education loan it offers, which are difficult to obtain anywhere else.

Ms. Neetu
Student

Why Choose Education Loan

We ensure 100% transparency throughout the education loan process. Our education loan counsellors will stay by your side at every step of the whole process.

Transparency
Secure
Technology

Flexible Collateral
Support
Tax benefits

FAQ

1. What all documents are required for the approval of loan via EmpowerYouth?

The following documents will be required to submit for loan approval.
- AADHAR CARD
- PAN CARD (mandatory in certain Banks/NBFC's)
- PHOTO
- PASSPORT
- 10TH to Last Qualification
- COLLEGE ADMISSION LETTER
- ENTRANCE EXAM SCORE CARD (if any)
- IELTS SCORE CARD
- OFFER LETTER (mandatory in certain Banks/NBFC's)
- MOBILE NUMBER
- EMAIL ID
2. Is the loan available for abroad studies too?

Yes. The loan is available for both India and abroad.
3. When do we have to start to repay the loan?

Direct EMI starts next month from the date of sanctioning of loan
or Moratorium period (simple interest is charged on the amount disbursed)
4. What all expenses will be covered in the loan?

The following expenses will be covered depending upon the terms of Banks/NBFC:-
Fee payable at college/ school/ hostel
Examination/ library/ laboratory fee
Travel expenses/ passage money for studies overseas
Insurance premium for student borrower
Caution deposit, building fund/ refundable deposit supported by institution bills/ receipts
Purchase of books/ equipment/ uniforms/ instruments
Purchase of computer at reasonable cost if required for completion of the course
Any other expense required to complete the course like study tour, project work, thesis.
5. Is there any collateral required to secure the loan?

The collateral for security will depend from case to case. We will study your case and inform accordingly.