Don't let financial burden stop you from fulfilling
your desire to study in your dream college.

Why Study In Australia?

Australia has become the third most popular destination amongst the students to study after USA and UK. It offers a wide variety of courses and degrees and institutions to choose from. There are many opportunities for students to work along with their degree. It offers high quality education at an affordable price. The cost of living too is inexpensive as compared to many other options.

A Large Pool Of Opportunities

High Acceptance Rate

Passage for The Latest Technology

Cultural Diversity

We are here
to ease your
loan process

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Faster processing time

Easy Apply

Less Paperwork

Multiple Lending Partners

Australia STEM Prime

Education Financing to fulfil your aspirations

Covering 10 esteemed colleges in
Australia offering STEM programs
Unsecured Loan Limit Up to ₹30 Lac*
Maximum LoanTenure of 10 Years

Apply

Australia STEM Advanced

Education Financing to fulfil your aspirations

Covering 15 esteemed colleges in
Australia offering STEM programs
Unsecured Loan Limit Up to ₹20 Lac*
Maximum LoanTenure of 10 Years

Apply

Education Loan Options

Rate of Interest	Loan Amount Available	Collateral	Processing Fee
12% to 16% p.a.	Rs.40 lakh	Loan With & Without Collateral Available + Moratorium period	2 % of Loan Amount + GST
12% - 16% p.a.	Rs.1 crore (With Collateral) Rs. 40 Lakhs (Without Collateral)	Loan With & Without Collateral Available + Moratorium period	1% to 1.25% + GST
14% to 16% p.a.	7 Lakh	With Collateral - Without Moratorium	4% + GST
8% to 12% p.a.	7 Lakh	With Collateral - Without Moratorium	4% + GST

*Terms & Conditions Applicable

*Processing Fee Dependent On Bank/NBFC

Why Choose Education Loan

We ensure 100% transparency throughout the education loan process. Our education loan counsellors will stay by your side at every step of the whole process.

Transparency
Secure
Technology

Flexible Collateral
Support
Tax benefits

FAQ

1. What all documents are required for the approval of loan via EmpowerYouth?

The following documents will be required to submit for loan approval.
- AADHAR CARD
- PAN CARD (mandatory in certain Banks/NBFC's)
- PHOTO
- PASSPORT
- 10TH to Last Qualification
- COLLEGE ADMISSION LETTER
- ENTRANCE EXAM SCORE CARD (if any)
- IELTS SCORE CARD
- OFFER LETTER (mandatory in certain Banks/NBFC's)
- MOBILE NUMBER
- EMAIL ID
2. Is the loan available for abroad studies too?

Yes. The loan is available for both India and abroad.
3. When do we have to start to repay the loan?

Direct EMI starts next month from the date of sanctioning of loan
or Moratorium period (simple interest is charged on the amount disbursed)
4. What all expenses will be covered in the loan?

The following expenses will be covered depending upon the terms of Banks/NBFC:-
Fee payable at college/ school/ hostel
Examination/ library/ laboratory fee
Travel expenses/ passage money for studies overseas
Insurance premium for student borrower
Caution deposit, building fund/ refundable deposit supported by institution bills/ receipts
Purchase of books/ equipment/ uniforms/ instruments
Purchase of computer at reasonable cost if required for completion of the course
Any other expense required to complete the course like study tour, project work, thesis.
5. Is there any collateral required to secure the loan?

The collateral for security will depend from case to case. We will study your case and inform accordingly.